Best baccarat apps UK

The best baccarat apps UK players can download, at a glance

If you only read one part of this page, make it this table. It shows where each ranked app stands out for a baccarat player and the one thing to watch. Every app is licensed by the Gambling Commission, and every fact comes from the operator's pages or the official store listings.

Want the wider picture? The best casino apps hub collects every list we publish, and our best live casino apps ranking looks at live dealers more broadly.

What makes a good baccarat app on a phone

Baccarat asks very little of you as a player: you pick Banker, Player or Tie and the dealing rules do the rest. That means the app's job is mostly about access and money, not features. Here's what we weighed.

• A real live lobby. Most mobile baccarat is live-dealt, so an app that puts its live casino front and centre is a good sign.
• Clear game rules. Commission, no-commission and speed tables pay differently, and the rules screen should show which one you're on.
• Phone fit. The iOS version and download size decide whether the app will run on your handset at all.
• Payout speed. Fast, fee-free withdrawals matter more than a bigger lobby.
• Help when a stream drops. Live chat or phone support helps if a hand is interrupted; our guide to what happens if your app crashes covers your rights.

We don't test apps ourselves. The rankings are researched from published facts, and our scoring is explained here.

1. Casumo: the best baccarat app for live tables on iPhone and Android

Casumo earns top spot because its whole Android identity is live casino: the Google Play app is called "Casumo - Live Casino & Slots". Casumo's UK homepage claims 6,000+ games, though the store listings don't name individual baccarat tables, so open the live lobby to see which variants are running.

For iPhone owners, "Casumo Casino & Sports Betting" needs only iOS 15.0 or later and weighs 52.5 MB, the lightest of our three. The listing mentions Face ID and Touch ID login, a haptic feedback toggle and Apple Pay with Quick Deposit. It's one combined casino and sportsbook app on iOS, licensed through Recro Limited (account 61549).

Casumo's withdrawal table says PayPal, Apple Pay, Skrill, Neteller and MuchBetter pay instantly once a withdrawal is approved, with cards taking up to 2 days and bank transfers up to 5. Its policy allows up to 3 days for approval, and there's a £3 fee if you withdraw less than £10. Support is by email during UK hours of 7:00 to 23:00. See the Casumo payment methods page for the full list.

2. 10bet: a baccarat app with a real phone number

10bet is the pick if you like knowing you can talk to someone. Its contact page lists a free UK number, 0808 175 0550, from 08:00 to 23:00 every day, plus live chat after login and email. For a live game where a frozen stream can leave a hand unresolved, that's a genuine advantage.

The app, "10bet: Sports Betting & Casino", is a sportsbook first. Its store descriptions mention live casino tables and account settings for deposit limits, breaks and self-exclusion. On iPhone it needs iOS 16.0 or later and takes 112.3 MB, and it isn't listed for Mac.

Withdrawals to debit cards and e-wallets take up to 2 business days and bank transfers up to 3, according to 10bet's help centre; fees aren't published. The licence holder is Blue Star Planet Limited (43173). Our 10bet withdrawals page sets out the steps.

3. Coral: a standalone casino app for baccarat players on newer iPhones

Coral runs a dedicated casino app, separate from its sportsbook, and its App Store description names Live Casino alongside blackjack and roulette. It doesn't name baccarat specifically, so check the live lobby for tables.

The money side is strong. Coral states it charges no withdrawal fees, and its Visa Fast Funds payouts are typically approved within a couple of hours, then usually reach your bank within about 4 hours. Deposits are capped at £2,000 each, which only matters for bigger players.

The drawback is compatibility: "Coral Casino: Slots & Games" needs iOS 18.0 or later and takes 101.6 MB. Support is live chat (described as 24/7 in a third-party review) and email. Coral shares an operator with Ladbrokes, LC International Limited, which can limit opening accounts at both. The Coral withdrawals page explains each method.

Baccarat odds in an app: Banker, Player and Tie explained

In punto banco, the version almost every app uses, cards count at face value from 2 to 9, aces count 1, and tens and picture cards count 0. Only the last digit of the total matters, so 9 + 7 = 16 scores 6. The baccarat app guide walks through the drawing rules if you want them.

Ties happen about 9.5% of the time, and when they do, Banker and Player bets push. The figures above come from the Wizard of Odds baccarat basics (opens in a new tab). The Tie payout varies by table, so read the payout panel before you rely on either figure.

Here's the commission in pounds: a £10 Banker win pays £9.50 profit, not £10. That 5% is how the house keeps an edge on the hand that wins slightly more often.

Baccarat variants you'll meet in UK apps

Live studios run several versions of the game, and the differences change the price. These are the main ones, with figures from the developers and standard game maths.

The no-commission version looks friendlier but costs a little more on Banker, as the Wizard of Odds commission-free analysis (opens in a new tab) shows. In pounds, a £10 Banker win on 6 pays just £5. Speed tables are covered on our Speed Baccarat on mobile page.

What a baccarat session costs on mobile, worked in pounds

Evolution says its standard baccarat round takes about 48 seconds and its Speed Baccarat round about 27, as described on its Speed Baccarat page (opens in a new tab). That's roughly 75 hands an hour on a standard table and 133 on a speed table. Multiply stake by house edge by hands to get the average cost.

The jump from Banker to Tie is the headline: the same £2 stake costs more than 13 times as much per hour on a Tie paying 8 to 1. Any single session can still swing either way, but over time results drift towards these numbers. Compare baccarat with other games on our house edge by game page.

Playing baccarat in an app on a small screen

Baccarat suits phones well because there are only three main betting spots. Depending on the game, a table may display in portrait or landscape, and our guide to landscape vs portrait mode explains the trade-offs. Turn the phone sideways if card close-ups and side bets feel cramped.

UK rules shape the experience too. Autoplay has been banned for all online casino games since 17 January 2025, though the Commission has said a re-bet button isn't autoplay. Casino games other than slots must allow at least 5 seconds per game cycle, and you can't play several games at once. Our game speed rules page has the detail.

Live streams use more data and battery than RNG tables. If you're away from Wi-Fi, our guide to live casino data usage explains what to expect and how to keep it down.

Other UK baccarat apps worth knowing

These brands aren't ranked and we have no offer with them, but their published details mention baccarat. Our reviews give the full facts for each.

• Sky Casino: its App Store listing names baccarat among blackjack, roulette, slots and live casino. The iPhone app needs iOS 15.0 or later.
• Virgin Games: the operator's own casino page lists baccarat among its table games, and its standalone app needs iOS 16.0 or later.
• Betway: baccarat appears in the table games named for its standalone casino app, which needs iOS 15.1 or later at 63 MB.
• PartyCasino: its published game types include roulette, blackjack and baccarat, though the iPhone app needs iOS 18.0 or later.
• MONOPOLY Casino: a third-party review lists live baccarat alongside blackjack and roulette.

How to choose and set up a baccarat app

1. Check your phone's iOS or Android version against the store listing before you download.
2. Install the app from the official App Store or Google Play, searching for the exact app name.
3. Register and complete identity checks; UK apps must verify your age and identity before you can deposit.
4. Set a deposit limit when the app prompts you, before your first deposit.
5. Open the live lobby, pick a table and tap its rules or help screen to confirm commission, Tie payout and limits.
6. Stick to Banker or Player, decide your stake and session length in advance, and stop when you reach either.

Those six steps take a few minutes, and the rules check in step five is the one most players skip.

Baccarat app mistakes to avoid

Chasing patterns. Many live tables show the history of recent hands. It's interesting, but every hand is dealt independently, so a run of Banker wins says nothing about the next one.

Side bets as a habit. Pair and bonus side bets carry much higher edges than the main game; one common Either Pair bet paying 5 to 1 runs at about 13.71% with eight decks. Our side bet glossary entry explains how they work.

Staking systems. Doubling after a loss, or any other progression, doesn't change the 1.06% or 1.24% edge. It only makes losing streaks more expensive and runs into table limits faster.

Signing up for a bonus you can't use. Table games are often excluded from welcome offers or count for much less towards wagering, so check the terms first.

Welcome offers on our ranked baccarat apps

None of these offers is designed for baccarat. Casumo's bonus has game restrictions, 10bet's must be wagered on slots and Coral's gives slot spins, so pick the app for its live tables and payments first. Offers are for new customers aged 18+, and full terms apply.

• Casumo: 18+, new customers who opt in; a 50% bonus up to £100 on a first deposit of £20 or more, wagered 10x within 7 days with a £5 maximum bet while the bonus is live. Game, play and payment restrictions apply.
• 10bet: 18+, new UK customers; select the casino welcome bonus at sign-up and deposit within 7 days for 100% up to £25, wagered 10x on slots within 3 days, with maximum bonus winnings of £1,000. Skrill and Neteller deposits don't count.
• Coral: 18+, new players between 1 October 2026 and 1 February 2027; deposit (certain types excluded) and stake £10 or more on slots to get 100 free spins at 10p on selected games, accepted within 48 hours and used within 7 days, with no wagering on free spin winnings. Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards are excluded.

In plain numbers, 10bet's maximum bonus means a £25 deposit becomes £50 to play with and £250 of slot wagering; at a 96% RTP slot that wagering costs about £10 on average. Coral's 100 spins have a face value of £10. Either way, the house edge still applies.

18+. Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: safer gambling tools and support. Free, confidential help: National Gambling Helpline 0808 8020 133.