Money Train 2 slot review

Money Train 2 slot specifications

Relax Gaming was founded in 2010 by Patrik Österåker and Jani Tekoniemi. It began in Tallinn, is now headquartered in Malta and has made its own slots since 2018. It holds a Gambling Commission licence under account number 37462, and the Money Train series is its best-known work.

It's the second game in a series that now runs to several titles, all of which you'll find in our slot reviews.

How the features work in Money Train 2

The base-game respin feature

If two bonus symbols land in the base game, a respin feature starts. The multipliers on those two symbols are added together to make one combined multiplier. The reels then respin until a win lands, and after every losing respin the multiplier goes up by one.

So the feature always ends on a win, and the longer it takes, the bigger the multiplier applied to that win. The help screen shows how the combined multiplier is applied.

The Money Cart bonus round

Three or more bonus symbols trigger the Money Cart round. It starts with three spins. Every time a new special symbol lands, the count resets to three, so the round keeps going for as long as new symbols keep arriving.

Filling an entire reel opens an extra reel, and this can happen up to two times, widening the grid.

The special symbols

The names give a rough idea of their roles, but the precise effect of each one, and how the persistent versions behave, is set out in the game's paytable. Persistent symbols matter because they keep working for the rest of the round rather than once.

Read the Money Cart rules in the help screen before you play. They explain each special symbol's effect far better than any summary.

What Money Train 2 costs per hour on a UK app

An RTP of 96.40% leaves a 3.60% house edge. The table assumes 600 spins in an hour, one every six seconds, which is well within the 2.5-second minimum that UK rules set.

At £1 a spin, the average loss over an hour is already more than a £20 budget. At 10p, the same hour averages about £2.16. That gap is why stake size matters far more than the RTP difference between games.

High volatility makes the real path bumpier than these averages. Much of the game's value sits in the Money Cart round, and it can take a long time to appear. A £20 budget at 50p gives 40 attempts, which is often not enough to see it.

The 50,000x Money Train 2 max win in pounds

• 10p stake: up to £5,000
• 50p stake: up to £25,000
• £1 stake: up to £50,000
• £2 stake (UK maximum for 18 to 24): up to £100,000
• £5 stake (UK maximum for 25+): up to £250,000

These are ceilings set by the game's maths and reached extremely rarely. A higher cap means a longer tail of possible results, not a better chance of winning. Casinos' own terms may also include payout rules, so read them before playing.

Money Train 2 vs the rest of the Money Train series

Each instalment changes the cap and the grid. All figures are the published ones for each game.

Of the four, the second instalment has the highest published RTP. Money Train 3 and Money Train 4 raise the cap sharply, while the original Money Train has the lowest. Money Train 4 also switches to a 6 × 6 scatter-pays grid.

Checking the Money Train 2 RTP in a casino app

The app version of a slot isn't lower-paying by default. The game comes from the same Relax Gaming servers whether you play in an app or a browser. Some casinos may run an alternative RTP setting where one exists, so it pays to check.

1. Search the casino app's lobby for Money Train 2 and confirm the number in the title.
2. Open the game and tap the information or settings icon before spinning.
3. Find the RTP statement in the rules and compare it with 96.40%.
4. Read the Money Cart section so the special symbols make sense when they land.
5. Choose your stake, set a limit in the app, and spin one tap at a time.

Our guide to finding a game's RTP in an app covers this on iPhone and Android.

Playing Money Train 2 on your phone

Relax Gaming builds its games in HTML5, so Money Train 2 runs inside casino apps and mobile browsers. The Money Cart grid can widen by up to two reels, which puts more on screen at once; a larger phone or tablet makes the symbols easier to read.

Our sources don't say whether the game supports portrait mode, so try both orientations. If your connection drops during a long bonus round, the casino's terms explain how unfinished rounds are completed; our guide to how casino apps handle disconnections gives the general picture.

UK rules that apply to Money Train 2

The Gambling Commission's stake limit guidance (opens in a new tab) caps online slot stakes at £5 per spin for players aged 25 and over and £2 for those aged 18 to 24, from 9 April 2025 and 21 May 2025. Our slot stake limits page explains the age checks behind it.

Since 31 October 2021, its technical standards (opens in a new tab) have required at least 2.5 seconds per spin and banned autoplay, turbo, slam-stop and celebrating returns at or below the stake. Respins and Money Cart spins are part of a paid spin, so they don't need a fresh tap. Since a Gambling Commission warning in January 2020, feature buy-ins are not offered to British players, so the Money Cart can't be bought on UK apps. See our game design rules overview.

Pros and cons of the second Money Train

It suits adults who enjoy a bonus with a lot going on and who keep stakes low relative to their budget. For other high-feature games, see Temple Tumble Megaways from the same studio or our best slot apps list.

Where to play the Money Train 2 slot on a UK app

We can't confirm which partner apps stock Money Train 2, so search the lobby before you sign up. Their welcome spins are paid on selected slots that may not include it. 18+ and terms apply to every offer here.

• PlayOJO: 80 free spins worth 10p each on Big Bass Bonanza for new UK customers, excluding Northern Ireland, on a first deposit of £10 or more. Winnings are paid in cash with no wagering, and the offer can't be combined and is only available through the designated link.
• Coral: new players can deposit and bet £10+ on slots for 100 free spins on selected games at 10p a spin. Accept them within 48 hours and use them within 7 days; there's no wagering on winnings. On offer from 1 October 2026 to 1 February 2027. Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards are excluded as deposit methods.
• Ladbrokes: deposit and play £10+ on slots as a new customer for 50 free spins a day over 10 days, 500 at most, at 10p on selected games. Each day's batch must be claimed by 23:59 and used within 7 days, with no wagering. PayPal, Paysafe, Neteller, Skrill, Moneybookers and prepaid card deposits don't count.

As Coral and Ladbrokes are both operated by LC International Limited (Entain), you may not be able to hold new accounts at both.

18+. Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: safer gambling tools and support. Free, confidential help: National Gambling Helpline 0808 8020 133.