The Fat Banker slot is Push Gaming’s 2022 addition to its ‘Fat’ series: a 6×6 grid with 50 fixed paylines, high volatility and a top win of 25,000× stake. Bullion cash prizes pay when a Silver Safe lands on reel six, and in free spins the Banker grows as he collects multiplier money bags. RTP is 96.43%, or 94.45% in a lower version.
Two RTP versions: 96.43% and 94.45%. The lower one costs about £1.98 more per £100 staked.
Bullion symbols carry cash prizes that pay when a Silver Safe lands on reel six.
A Red Car can appear after a spin to add Wild Money Bags with multipliers, Safes and Bullions.
The Fat Banker wild plus a Wild Money Bag triggers 5 free spins, where a meter grows the Banker and adds spins.
High volatility and a 25,000× cap mean long dry spells are normal.
Developer
Push Gaming
RTP
96.43% (94.45% version also exists)
Volatility
High
Layout
6 reels × 6 rows
Paylines
50 fixed paylines
Max win
25,000x stake
Released
2022
The Fat Banker slot in numbers
Fat Banker is a large-grid slot: six reels of six rows give 36 positions, with 50 fixed paylines running across them. It’s rated high volatility and caps wins at 25,000× stake, which places it among Push Gaming’s bigger-swinging games alongside Big Bamboo.
Fat Banker specifications
Specification
Fat Banker
Developer
Push Gaming
RTP
96.43% (94.45% version also exists)
House edge
3.57% or 5.55%
Volatility
High
Layout
6 reels × 6 rows (36 positions)
Paylines
50 fixed
Max win
25,000× stake
Released
2022
Our mobile slot reviews hub lists more games by RTP and volatility if you’d like to compare before choosing.
How the features work: Bullions, Safes, the Red Car and the Banker
Bullions and the Silver Safe
Bullion symbols land showing cash prizes. They don’t pay on their own. When a Silver Safe lands on reel six, the Bullion prizes on the grid are paid out.
The Red Car
After a spin, a Red Car can appear and drop extra symbols onto the grid: Wild Money Bags with multipliers, Safes and Bullions. It’s a random boost that can add value to a spin that would otherwise have been quiet.
Triggering free spins
Free spins start when the Fat Banker wild lands together with a Wild Money Bag. You get five free spins to begin with.
The growing Banker
During free spins, the Banker collects Wild Money Bags and the multipliers they carry. Each collection fills a meter. As the meter fills, the Banker gets bigger on the grid and you get extra spins. This growth, together with the money bag multipliers, is how the round can build towards larger wins.
Fat Banker features summary
Feature
When it happens
What it does
Bullion
Lands with a cash prize
Paid when a Silver Safe lands on reel six
Silver Safe
Lands on reel six
Pays out Bullion prizes on the grid
Red Car
Can appear after a spin
Adds Wild Money Bags with multipliers, Safes and Bullions
Free spins
Fat Banker wild + Wild Money Bag
5 free spins to start
Banker meter
Banker collects Wild Money Bags in free spins
Banker grows and extra spins are awarded
Fat Banker RTP: 96.43% or 94.45%?
Push Gaming supplies Fat Banker in two RTP versions, and each casino picks one. The gap is about two percentage points, which is £1.98 per £100 staked.
What each Fat Banker RTP version costs
RTP version
House edge
Per £100 staked
Per £1,000 staked over time
96.43%
3.57%
£3.57
£35.70
94.45%
5.55%
£5.55
£55.50
Launch Fat Banker in your casino app.
Open the game menu and choose the rules or information page.
There’s no way to choose a version yourself; it’s set by the casino. If the lower one is running and that bothers you, another slot or another app may suit you better. Our explainer on whether RTP is lower on casino apps covers why versions vary by casino rather than by device.
A £20 Fat Banker session at 10p, 50p and £1
With high volatility, short sessions often end without free spins. The table shows how many spins £20 buys and the average loss if you stake the full £20 once, under each RTP version.
£20 on Fat Banker at three stakes
Stake
Spins from £20
Average loss (96.43%)
Average loss (94.45%)
Max win at this stake
10p
200
about 71p
£1.11
£2,500
50p
40
about 71p
£1.11
£12,500
£1
20
about 71p
£1.11
£25,000
The average loss doesn’t change with stake, but your number of chances does. At £1, 20 spins is very little in a game that relies on a specific wild-plus-money-bag combination to start free spins. A 10p stake stretches the same £20 to 200 spins.
Set a budget you can afford to lose and enforce it with a deposit limit. If you need support, the National Gambling Helpline on 0808 8020 133 is free and open 24/7, and GamCare (opens in a new tab) offers advice and chat.
Fat Banker max win: what 25,000× means
The cap is 25,000× stake: £2,500 on 10p, £25,000 on £1 and £125,000 on a £5 spin, the UK maximum for players aged 25 and over. Results like that need the Banker to grow large with high multipliers during a long free spins round, so they’re very rare. Treat the figure as a ceiling that shows how volatile the game is.
Playing Fat Banker on iPhone and Android
Fat Banker is an HTML5 slot that runs in casino apps and mobile browsers. A 6×6 grid packs 36 symbols into the screen, and the Red Car drops and growing Banker add movement on top. On a phone, that means smaller symbols than a 5×3 game, so a larger screen helps. We haven’t verified which orientations this build supports.
For bigger symbols, play on a tablet; see our Android tablets and iPad pages.
Install casino apps only from the App Store or Google Play and check the publisher; our guide on whether casino apps are safe explains what to look for.
Animated features drain battery faster than static screens; our page on casino apps and battery life has general tips.
UK rules for Fat Banker in casino apps
British versions of Fat Banker follow Gambling Commission standards. The table lists the rules you’ll notice.
Push Gaming was founded in 2010 and is headquartered in London, with an office in Ta’ Xbiex, Malta. LeoVegas Group, part of MGM Resorts, announced a majority stake in May 2023. James Marshall is a co-founder. The studio holds a Gambling Commission licence under account 054984 (Push Gaming Holding Limited), as well as licences in Malta, Ontario and Romania.
Fat Banker has the biggest grid of the Fat games. Fat Santa is the gentler option on paper, with a medium-to-high rating.
Fat Banker review verdict
Fat Banker suits players who enjoy feature-heavy, high-volatility slots and don’t mind waiting for the bonus. If you want regular small wins, it isn’t a good fit.
Advantages
Top RTP of 96.43%
Red Car random boost adds interest to base spins
Growing Banker gives free spins a clear sense of progress
25,000× cap from a Commission-licensed studio
Drawbacks
A 94.45% version exists at some casinos
High volatility: free spins can be slow to arrive
Free spins start at only five spins
36 symbols are small on a phone screen
Casino apps for Fat Banker fans with a welcome offer
We can’t confirm which of our partner apps lists Fat Banker, so check the game lobby and the RTP screen in each. None of these offers can be used on Fat Banker: PlayOJO’s spins are on Big Bass Bonanza and the others are on selected games. Each offer is for new customers aged 18+, and terms apply.
PlayOJO – first deposit of at least £10 brings 80 free spins on Big Bass Bonanza at 10p each. Winnings are paid in cash with no wagering. New UK customers only, Northern Ireland excluded; can’t be combined with other offers; designated offer link only.
Coral Casino – deposit and bet £10+ on slots between 1 October 2026 and 1 February 2027 to get 100 free spins at 10p on selected games. Accept them within 48 hours and use them within 7 days; no wagering on the winnings. Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards don’t qualify.
Ladbrokes Casino – deposit and spend £10+ on slots to receive 50 free spins daily for 10 days, up to 500, at 10p on selected games. Claim before 23:59 each day; each set lasts 7 days; no wagering. Prepaid cards, PayPal, Paysafe, Neteller, Skrill and Moneybookers deposits don’t qualify.
LC International Limited runs both Coral and Ladbrokes, so you may not be able to sign up as new at both. Compare the PlayOJO, Coral and Ladbrokes apps in our best slot apps list.
These welcome offers aren’t specific to Fat Banker; their spins are on set or selected games. New customers, 18+, terms apply.
Coral and Ladbrokes are both run by LC International Limited (Entain). If you already hold an account with one Entain brand, you may not be able to open another; check the terms first.
Significant terms: 18+. New UK customers (excluding Northern Ireland). First deposit only. Minimum deposit £10. 80 free spins on Big Bass Bonanza, £0.10 each. No wagering requirements; winnings paid in cash. Cannot be used with any other offer. Only available to players who arrive through the designated offer link. Full T&Cs apply. GamCare.org.uk
Read our PlayOJO app reviewLicence: Skill On Net Limited, Gambling Commission account 39326. Offer checked 5 October 2026.
Significant terms: 18+. New players only. Offer runs 01/10/2026 to 01/02/2027. Deposit (certain types excluded) and bet £10+ on slot games to get 100 free spins (selected games, £0.10 each, 48 hrs to accept, valid 7 days). No wagering on free spin winnings. Deposits by Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards do not qualify. Restrictions and T&Cs apply. GamCare.org.uk
Read our Coral app reviewLicence: LC International Limited, Gambling Commission account 54743. Offer checked 5 October 2026.
Time limitClaim daily for 10 days; each batch valid 7 days
Worked valueUp to 500 spins at £0.10 (up to £50 in spins)
Significant terms: 18+. New customers only, from 14/11/25 until further notice. Certain deposit methods excluded. Deposit and spend £10+ on slots for 50 free spins a day during the first 10 days after first deposit and registration (max 500, £0.10 each, selected games, claim before 23:59 each day, valid 7 days). No wagering. Prepaid cards, PayPal, Paysafe, Neteller, Skrill and Moneybookers deposits do not qualify. Restrictions and T&Cs apply. GamCare.org.uk
Read our Ladbrokes app reviewLicence: LC International Limited, Gambling Commission account 54743. Offer checked 5 October 2026.
18+. Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: safer gambling tools and support. Free, confidential help: National Gambling Helpline 0808 8020 133.
Frequently asked questions
What is the RTP of Fat Banker?
Fat Banker has a top RTP of 96.43%, and a 94.45% version also exists. That means an average loss of £3.57 or £5.55 per £100 staked, depending on which version your casino runs. You can’t choose the version yourself, so check the game’s rules screen in your app. Our RTP glossary entry explains what the figure means over the long run.
How do you trigger free spins on Fat Banker?
Free spins start when the Fat Banker wild lands together with a Wild Money Bag. You get five free spins to begin with. During the round, the Banker collects Wild Money Bags and their multipliers, filling a meter that makes him bigger and awards extra spins. These in-game spins are separate from casino bonus spins; our guide to free spins in casino apps explains the difference.
What does the Red Car do in Fat Banker?
The Red Car is a random feature that can appear after a spin and add symbols to the grid. It can drop Wild Money Bags with multipliers, Safes and Bullions, adding value to a spin after the reels have stopped. Our multiplier glossary entry explains how the money bag multipliers scale wins.
How do Bullions and Safes work?
Bullion symbols carry cash prizes but don’t pay on their own. When a Silver Safe lands on reel six, the Bullion prizes on the grid are paid out. This collect-style mechanic is similar in spirit to games like Mustang Gold, where horseshoe values only pay when a collector lands on the last reel.
What is the max win on Fat Banker?
The maximum win is 25,000× your stake. That’s £2,500 on a 10p spin, £25,000 on £1 and £125,000 on £5, the UK maximum for players aged 25 and over. It needs a long free spins round with a large Banker and high multipliers, so it’s extremely rare. For a Push Gaming slot with an even higher cap, see our Big Bamboo review.
Is Fat Banker better than Fat Santa?
They suit different players rather than one being better. Fat Banker is high volatility on a 6×6 grid with a 25,000× cap, while Fat Santa is rated medium to high on a 5×5 grid. Their top RTPs are close, 96.43% against 96.45%, and both have lower versions. If you prefer a steadier game, Fat Santa is the gentler choice on paper. Read our Fat Santa review.
Can I play Fat Banker on my phone?
Yes, Fat Banker runs in UK casino apps and mobile browsers on iPhone and Android. Its 6×6 grid means smaller symbols than a classic slot, so a large phone or tablet makes it easier to follow. To play for real money, you’ll first need an account verified by a UK-licensed casino. Our best casino apps for iPhone list compares app options.
Who makes Fat Banker?
Fat Banker is made by Push Gaming, a studio founded in 2010 and headquartered in London. LeoVegas Group, part of MGM Resorts, announced a majority stake in May 2023. Push Gaming holds a Gambling Commission licence (account 054984) and is known for Jammin’ Jars, Razor Shark and Big Bamboo. See our Push Gaming provider page.
We use no tracking cookies. We store one item in your browser to remember this notice. Casino sites may set their own cookies after you follow an advert link. Cookie policy
