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Gambling white paper 2023: the app scorecard

The gambling white paper 2023, titled 'High stakes: gambling reform for the digital age', is the government's plan to update gambling law for smartphones. Published on 27 April 2023, it led to slot stake limits, a 10x wagering cap, a statutory levy and new safety prompts in every UK casino app, while some ideas, such as an ombudsman, haven't happened.

Key takeaways

  • The Department for Culture, Media and Sport published the white paper on 27 April 2023.
  • Live in apps now: £5 and £2 slot stake limits, the 10x wagering cap, a deposit limit prompt and marketing choices.
  • Financial risk assessments were piloted but are not live, and no gambling ombudsman has been created.
  • Most changes were made through Gambling Commission rules rather than a new Act of Parliament.
  • Several proposals cover land-based venues and sport, not apps.
Full title
High stakes: gambling reform for the digital age
Published
27 April 2023
Published by
Department for Culture, Media and Sport
Reviews
Gambling Act 2005
Not in force (October 2026)
Financial risk assessments; ombudsman

What the gambling white paper 2023 is

A white paper is a government policy document that sets out plans before rules or laws are changed. This one, from the Department for Culture, Media and Sport (DCMS), was the result of a review of the Gambling Act 2005, the law that governs gambling in Great Britain.

The title gives away the focus: 'reform for the digital age'. The 2005 Act was written before smartphones changed how people gamble. The Commission's own surveys found that half of online gamblers had used a mobile phone in 2019, rising to 60% in 2021, so many of the proposals target apps directly.

You can read the full text on the government's High stakes publication page (opens in a new tab). Our UK rules for casino apps hub links every individual rule that came out of it.

How the white paper became rules in apps

Most of the white paper didn't need a new Act. The Gambling Commission can change the licence conditions and technical standards every operator must follow, and it used that power for most app-facing changes. Each went through a consultation, a published response and an in-force date.

Some measures needed government action instead, such as the statutory levy, which the government set out in its own publication. Because each route had its own consultation and lead-in time, changes arrived in stages from 2024 to 2026 rather than on one day.

Taxes on operators are a separate Treasury matter. The 2026 rise in remote gaming duty came from the Autumn Budget 2025, not the white paper.

Gambling white paper changes now live in UK casino apps

By October 2026, most of the white paper's online measures are in force. This table shows each one, its start date and what it looks like when you open a casino app.

White paper measures in force, with dates
MeasureIn forceWhat you notice in an app
Financial vulnerability checks30 August 2024 (£500); 28 February 2025 (£150)Light-touch checks once net deposits pass the threshold in a month
Personal management licence extension29 November 2024Nothing visible; more senior staff need personal licences
Game design rules extended to all casino games17 January 2025No autoplay on any casino game, real-time net spend and time on screen
Statutory levy6 April 2025Nothing visible; operators fund harm services
Online slot stake limits9 April 2025 (£5, 25+); 21 May 2025 (£2, 18–24)A maximum stake per spin based on your age
Direct marketing choices1 May 2025Choose which products and channels (email, SMS, phone) you hear about
Deposit limit prompt31 October 2025A prompt to set a financial limit before your first deposit
10x wagering cap and mixed-product ban19 January 2026Bonus wagering no higher than 10x; no offers mixing casino with betting

Each row has its own page. Start with online slot stake limits, the 10x wagering cap and the mixed product bonus ban if bonuses matter most to you, or gambling marketing consent rules if you're tired of messages.

Spotting white paper rules when you join a casino app

You meet several reforms in the first few minutes of using a new app. In a typical UK sign-up, they appear in roughly this order, though the screens and wording are each operator's own.

  1. Your age and identity are verified before you can deposit or play, including free demo games (a 2019 rule that predates the white paper).
  2. Before the first deposit, the app prompts you to set a financial limit. You can choose a limit or decline, but the question has to be asked.
  3. Marketing preferences let you pick which types of gambling, and which channels, you want to hear about.
  4. When you open a slot, the maximum stake reflects your age band: £2 per spin if you're 18 to 24, £5 if you're 25 or over.
  5. In-game, there's no autoplay button, and your net spend and time played are shown as you go.
  6. Any welcome bonus you claim asks for wagering of no more than 10 times the bonus.

What the white paper rules mean in pounds

Two reforms are easiest to understand with numbers. The first is the slot stake limit combined with the 2.5-second minimum spin time that already applied. At most, a slot can run 1,440 spins an hour (3,600 seconds ÷ 2.5).

Maximum hourly slot staking under the stake limits (illustration at 96% RTP)
Age bandMax stake per spinMax staked per hourExpected loss per hour at 96% RTP
18 to 24£2£2,880£115.20
25 and over£5£7,200£288
Example lower stake£0.20£288£11.52

Expected loss is stake multiplied by the house edge, here 4% for a 96% RTP game. Real results swing either way in the short run, but over many spins the edge takes its share. The stake limits cap the top of that range; they don't make losses less likely. Lower stakes, like those in our low stakes casino apps list, cost far less per hour.

The second is the wagering cap. The Commission's own example: a £10 bonus with 50x wagering needed £500 of play before you could withdraw. At 10x, it's £100. On a 96% slot, wagering £100 has an expected cost of £4, against £20 for £500, which is why the cap makes bonuses fairer, though never free of cost.

White paper proposals that are not yet in force

Two headline online ideas haven't happened as of October 2026.

Financial risk assessments

The white paper proposed deeper checks on customers with higher spending, often called affordability checks. The Commission ran a pilot. In its April 2026 post-pilot update (opens in a new tab) it said 97% of assessments would have been frictionless and fewer than 3% of active accounts would trigger any operator steps. No decision has been made, and the checks are not live. See our page on financial risk checks.

A gambling ombudsman

There's no gambling ombudsman. Instead, alternative dispute resolution is moving towards providers accredited under the Digital Markets, Competition and Consumers Act 2024. Our complaints and ADR rules page explains how to escalate a dispute today.

Land-based and advertising parts of the white paper

Not everything in the white paper touches your phone. Several proposals were aimed at venues and sport.

  • Up to 80 gaming machines in eligible casinos.
  • Sports betting allowed in all casinos.
  • A 50/50 ratio of machine types in bingo halls and arcades.
  • On advertising, the Premier League agreed to remove front-of-shirt gambling logos from the 2026/27 season.

We haven't checked how far the land-based machine proposals have progressed, so treat those as proposals. Online advertising rules are covered separately on our gambling advertising rules page.

Common myths about the 2023 gambling white paper

Reform stories spread quickly, and some are simply wrong. These are the ones we see most.

  • 'Affordability checks are now live.' Not true. Light-touch financial vulnerability checks are live; full financial risk assessments using credit data are not.
  • 'Wagering requirements were banned.' No. An outright ban was consulted on and not adopted; the cap is 10x.
  • 'Offers can't depend on how long you play.' No such 2026 ban exists. The rule is that an offer can't be made bigger because you hit the qualifying spend faster.
  • 'The levy is a tax on players.' It's paid by operators; see our gambling statutory levy page.
  • 'Autoplay was banned in 2023.' Slot autoplay went in October 2021; the ban was extended to all online casino games on 17 January 2025.

Our guide on why there is no autoplay on UK casino apps covers the game design side in more detail.

Gambling white paper 2023 timeline

From white paper to app rules
DateMilestone
27 April 2023White paper published by DCMS
30 August 2024Financial vulnerability checks start at £500 net deposits a month
29 November 2024Personal management licence requirements extended
17 January 2025Game design rules extended to all online casino games
28 February 2025Vulnerability check threshold falls to £150 a month
6 April 2025Statutory levy commences
9 April 2025£5 slot stake limit for players aged 25+
1 May 2025Direct marketing choices in force
21 May 2025£2 slot stake limit for players aged 18–24
31 October 2025Deposit limit prompt before first deposit
19 January 202610x wagering cap and mixed-product promotion ban
16 April 2026Financial risk assessments: post-pilot update, not live

The Commission announced the bonus changes in its safer and simpler promotions news (opens in a new tab), and its stake limit guidance (opens in a new tab) sets out the £5 and £2 limits.

White paper-compliant casino apps with a welcome offer

Every licensed app must follow the white paper rules, so compliance alone isn't a reason to pick one. What stands out about our three closest partners is that their welcome offers carry no wagering, comfortably inside the 10x cap. 18+ and terms apply, and any spins are slot-only.

Coral Casino: 18+, new players. Between 1 October 2026 and 1 February 2027, deposit and bet £10 or more on slots for 100 free spins at 10p each on selected games (£10 in total face value). Accept within 48 hours and use within 7 days; winnings aren't wagered. Deposits by Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards don't count.

Ladbrokes Casino: 18+, new customers. Deposit and spend £10 or more on slots for 50 free spins a day over 10 days, at 10p each on selected games, up to 500 spins (£50 face value). Claim each day's spins by 23:59; they last 7 days, with no wagering. PayPal, Paysafe, Neteller, Skrill, Moneybookers and prepaid card deposits are excluded.

PlayOJO: open to new UK customers aged 18+, except in Northern Ireland. A first deposit of £10 or more gives 80 free spins on Big Bass Bonanza at 10p each (£8 face value), with winnings paid in cash and no wagering. You can't stack it with another promotion, and it only applies when you join through the designated offer link.

Because one company, LC International Limited (Entain), operates both Coral and Ladbrokes, a new account at one may rule out a new account at the other. For apps rated on their limit and time-out tools, see casino apps with the best safer gambling tools.

Ad18+ only. We may earn commission from these links. Advertiser disclosure

Every offer below already follows the white paper's 10x wagering cap; theirs carry no wagering at all. 18+, terms apply.

Coral and Ladbrokes are both run by LC International Limited (Entain). If you already hold an account with one Entain brand, you may not be able to open another; check the terms first.

Coral Casino 4.3/5

Bet £10 on slots, get 100 free spins

Get offer18+. New customers. T&Cs apply.
WageringNone
Minimum£10
Time limit48 hours to accept, then 7 days
Worked value100 spins at £0.10 (£10 in spins)

Significant terms: 18+. New players only. Offer runs 01/10/2026 to 01/02/2027. Deposit (certain types excluded) and bet £10+ on slot games to get 100 free spins (selected games, £0.10 each, 48 hrs to accept, valid 7 days). No wagering on free spin winnings. Deposits by Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards do not qualify. Restrictions and T&Cs apply. GamCare.org.uk

Read our Coral app reviewLicence: LC International Limited, Gambling Commission account 54743. Offer checked 5 October 2026.

Ladbrokes Casino 4.2/5

Play £10 on slots, get up to 500 free spins

Get offer18+. New customers. T&Cs apply.
WageringNone
Minimum£10
Time limitClaim daily for 10 days; each batch valid 7 days
Worked valueUp to 500 spins at £0.10 (up to £50 in spins)

Significant terms: 18+. New customers only, from 14/11/25 until further notice. Certain deposit methods excluded. Deposit and spend £10+ on slots for 50 free spins a day during the first 10 days after first deposit and registration (max 500, £0.10 each, selected games, claim before 23:59 each day, valid 7 days). No wagering. Prepaid cards, PayPal, Paysafe, Neteller, Skrill and Moneybookers deposits do not qualify. Restrictions and T&Cs apply. GamCare.org.uk

Read our Ladbrokes app reviewLicence: LC International Limited, Gambling Commission account 54743. Offer checked 5 October 2026.

PlayOJO 4.2/5

80 free spins, no wagering

Get offer18+. New customers. T&Cs apply.
WageringNone
Minimum£10
Time limitSee offer terms
Worked value80 spins at £0.10 (£8 in spins)

Significant terms: 18+. New UK customers (excluding Northern Ireland). First deposit only. Minimum deposit £10. 80 free spins on Big Bass Bonanza, £0.10 each. No wagering requirements; winnings paid in cash. Cannot be used with any other offer. Only available to players who arrive through the designated offer link. Full T&Cs apply. GamCare.org.uk

Read our PlayOJO app reviewLicence: Skill On Net Limited, Gambling Commission account 39326. Offer checked 5 October 2026.

18+. Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: safer gambling tools and support. Free, confidential help: National Gambling Helpline 0808 8020 133.

Frequently asked questions

What is the gambling white paper 2023?

It's the UK government's plan to reform gambling for the smartphone era, titled 'High stakes: gambling reform for the digital age' and published by DCMS on 27 April 2023. It followed a review of the Gambling Act 2005 and proposed changes to online stakes, bonuses, safety checks, funding for harm services and complaints. Most of the online measures are now in force through Gambling Commission rules. Our UK rules hub covers each one.

What has the gambling white paper changed so far?

Most online measures are now live: slot stake limits of £5 and £2, the 10x wagering cap, the ban on mixed-product promotions, a statutory levy, game design rules for all casino games, marketing choices, financial vulnerability checks and a deposit limit prompt. Each arrived on its own date between August 2024 and January 2026. See our pages on the wagering cap and slot stake limits for details.

Are affordability checks in force in the UK?

No, full financial risk assessments, often called affordability checks, are not in force. The Commission ran a pilot and reported in April 2026 that 97% of assessments would have been frictionless, but no decision has been made. What is live are lighter financial vulnerability checks once net deposits pass £150 in a month. Our affordability check definition explains the difference.

Did the white paper create a gambling ombudsman?

No, there is no gambling ombudsman as of October 2026. Disputes still go through the operator's complaints process first, then to an approved alternative dispute resolution provider. That system is moving towards providers accredited under the Digital Markets, Competition and Consumers Act 2024. Our guide on what ADR means for casino app players explains how to use it.

What is the maximum slot stake under the white paper?

The maximum is £5 per spin for players aged 25 and over, live since 9 April 2025, and £2 per spin for players aged 18 to 24, live since 21 May 2025. These limits apply to online slots only, not to table games or live casino. An app sets your limit from your verified age. Our stake limit definition and slot stake limits on mobile guide go further.

Did the white paper ban bonuses?

No, bonuses are still allowed, but they're tighter. Since 19 January 2026, wagering can't exceed 10 times the bonus, and a single promotion can't mix products such as casino and sports betting. An outright ban on wagering requirements was consulted on and rejected. Offers with no wagering at all are still common, as our no wagering casino apps list shows. 18+, terms apply.

Does the white paper apply in Northern Ireland?

No, the white paper's reforms work through the Gambling Act 2005 and Gambling Commission rules, which cover Great Britain only. Northern Ireland has its own law and, as of October 2026, no full framework for online gambling. Don't assume GB protections such as stake limits apply there. Our Northern Ireland gambling law page explains the position.

Why does the white paper matter for casino apps?

Because apps are where most of its rules show up. The deposit limit prompt, stake limits by age, net spend display and marketing choices are all on-screen changes, and the wagering cap affects every welcome bonus. The white paper was written with smartphones in mind, after the Commission found that most online gamblers used a phone. Our guide to how to choose a casino app uses these rules as a checklist.

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