Deposit limits in casino apps

What deposit limits in casino apps actually do

A deposit limit is a ceiling you choose on the money you can move into a gambling account in a set period. Once you reach it, the cashier won’t take another payment until the period resets, whatever method you try.

It works at account level, so a limit set in the app also applies on the website and the other way round. That matters if you sometimes switch between a phone and a laptop.

Deposit limits sit alongside other money tools in our casino app payments hub. They don’t limit what you can win or withdraw, and they don’t stop you spending what is already in your balance. They control the flow of new money in, which is where most overspending starts.

A deposit limit is a tool for you, not a target. Setting £50 a week doesn’t mean you should deposit £50 a week.

The deposit limit prompt before your first deposit

Since 31 October 2025, every UK-licensed online operator must prompt new customers to set a financial limit before they make their first deposit. Setting a limit is the default choice, and if you decide not to set one, you have to confirm that decision.

The Gambling Commission’s announcement on the new deposit limit rules (opens in a new tab) sets out how the prompt has to work. In a casino app, you should meet it on or just before the first deposit screen.

• You type the amount. The box takes free text and must not show pre-filled suggestions, so the app can’t nudge you towards a high figure.
• It covers the whole account. The limit is set at account level rather than for one card or method.
• It is easy to find. Operators must link to limit setting directly from their homepage and deposit pages.
• You get reminders. If you have a limit, you are prompted to review it at least every 6 months. Existing customers without one are prompted at least every 12 months, and all active customers without a limit had to be prompted at least once by October 2026.

The Commission’s blog on changes to customer-led financial limits (opens in a new tab) explains the thinking: a limit set calmly at the start is easier to stick to than one chosen after a losing session.

Gross deposit limits and why the label matters

The rules now say only gross limits may be called ‘deposit limits’, and operators had until 30 September 2026 to offer them (the deadline was moved from 30 June 2026). A gross limit counts every pound you deposit in the period, even if you have withdrawn some of it since.

A net-style figure takes withdrawals off, so it can let you deposit again and again as long as some money comes back out. The example below shows how the two count the same month differently.

The gross version is stricter and easier to understand, which is the point. If you want to see the other side of the picture, our guide to checking your net deposits in an app shows how to track money in against money out, and the net deposits glossary entry defines the term.

How to set a deposit limit in a casino app

Menu names differ between apps, and many app store listings don’t describe them. These steps follow the pattern the UK rules require, so they should match any licensed app closely.

1. Decide on the amount before you open the app, using money you can afford to lose.
2. Open the app and log in, or wait for the limit prompt if this is a new account.
3. If there is no prompt, look for the deposit limit option in your account settings or the safer gambling section.
4. Choose the period: daily, weekly or monthly, depending on what the app offers.
5. Type your amount into the box and confirm it.
6. Check the confirmation screen or email so you know the limit is active.
7. Set a phone reminder to review the limit when the app’s six-monthly prompt arrives.

PlayOJO is one of the few operators that publishes the route: its help page points to My Account, then Settings, then Deposit Limits. For a fuller walkthrough, see our guide to setting deposit limits in a casino app or the quick answer on how to set a deposit limit.

Choosing a deposit limit amount that fits your budget

Start from what you spend on other leisure, not from how much you hope to win. Gambling is entertainment that costs money, and the house edge means losses are the likely result over time.

The table converts one monthly budget into the three usual periods. A daily limit is the tightest, because it stops a single bad evening from using up the month.

Weekly figures here assume four weeks, and some months have five, so a weekly £10 can come to £50 in a long month. If that matters, use the monthly limit as your main cap and a weekly one as a speed bump. Our page on budgeting for casino apps goes further on setting a figure.

Lowering or raising your deposit limit

UK rules say a decrease must be actioned immediately. If a session is going badly, you can cut the limit and the new ceiling applies straight away.

Increases work differently. The Commission’s rules quoted here don’t set one waiting time for raising a limit, but operators commonly add a delay. PlayOJO’s help page says increases take 24 hours while decreases are immediate.

If you notice yourself wanting to raise a limit after losing, treat that as a signal to stop for the day. A time-out can put a firm gap between you and the app.

Deposit limit tools at five UK casino apps

Every UK-licensed app has to offer limits, but the amount each operator publishes about its tools varies a lot. This table only lists what the operators’ help pages or store listings state.

For brand-specific detail, see the PlayOJO safer gambling tools, 10bet safer gambling tools and Coral safer gambling tools pages.

Coral and Ladbrokes also apply their own payment rules: a £2,000 cap on each UK deposit and a limit of three active payment methods in a rolling 30 days. Those are operator controls, not a replacement for a limit you set yourself.

Deposit limits alongside other safer gambling tools

A deposit limit works best as one layer among several. Each tool covers a different gap.

• Loss limits cap how much you can lose in a period, which can be tighter than a deposit cap if you re-stake winnings.
• Reality checks show how long you have been playing at intervals you choose.
• Time-outs lock the account for a short period.
• GAMSTOP self-excludes you from all GB-licensed online gambling for 6 months, 1 year or 5 years. Registration is free at GAMSTOP’s website (opens in a new tab).
• Bank gambling blocks stop card payments to gambling merchants before they reach the app.

How bank blocks back up an in-app limit

A bank block works outside the casino, so it still applies if you open a new account somewhere else. Most have a built-in delay before they can be switched off.

The Gambling Commission’s list of bank blocks (opens in a new tab) covers other banks too. Because some blocks miss bank transfers, our open banking payments guide is worth reading if you use Pay by Bank, and there are bank-specific notes for Monzo, Starling and Revolut.

Deposit limits and financial vulnerability checks

Separate from your own limit, operators must run a financial vulnerability check when your deposits minus withdrawals pass £150 in a rolling 30 days. It uses public records such as bankruptcies and county court judgments.

This isn’t an affordability check based on your credit file: those credit-reference assessments were piloted and are not live. Our page on financial risk checks explains the difference, and the Commission’s financial limits standard (RTS 12) (opens in a new tab) sets out what operators’ limit tools must do.

When a deposit limit isn’t enough

If you keep hitting your limit, raising it often, or feeling stressed when the cashier says no, that is worth paying attention to. None of that is unusual, and help is free and confidential.

• Call the National Gambling Helpline on 0808 8020 133, run by GamCare, free and open 24/7.
• Use GamCare’s live chat (opens in a new tab) if you’d rather type than talk.
• Ask your GP about NHS gambling clinics, or look at our help and support page for other services, including Gamblers Anonymous.
• Consider GAMSTOP and a bank block together for a longer break.

Our page on setting deposit limits has more on using limits as part of a wider plan.

18+. Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: safer gambling tools and support. Free, confidential help: National Gambling Helpline 0808 8020 133.